Quick Answer
Before hiring a contractor, ask about their insurance coverage, what's included in the written estimate, the projected timeline, the payment schedule, how changes are handled, and how they'll communicate progress — clear answers signal a professional you can trust.
The questions you ask before hiring reveal how a contractor works and protects you from surprises. A professional welcomes them; evasive answers are a warning sign.
Here are the essential questions.
Essential questions to ask
Are you insured, and can you show proof? What exactly is included in the written estimate, and what isn't? What's the projected timeline and start date? What is the payment schedule? How are changes and unexpected issues handled? How will you keep me updated on progress?
Also ask about who will actually be doing the work and how they protect your home during the project.
Why these questions matter
Clear answers about insurance, scope, payment, and change orders prevent the most common disputes. Understanding the timeline and communication style sets expectations so you're not left guessing once work begins.
A contractor who answers openly and puts things in writing is far more likely to deliver a smooth project.
Key takeaways
- Ask for proof of insurance.
- Clarify exactly what the estimate includes.
- Confirm timeline, payment schedule, and change process.
- Establish how progress will be communicated.